Credit Scores Undisclosed Debt Notifications FACT ACT Mail Merge Report From: 10/01/2022 Maximum date range is 12 months (e.g., 1/1/2022 - 12/31/2022). C] Include debt notification events View sub-accounts' transactions: Cancel XACTUS XACTUS XACTUS XACTUS - gggggr.c PREQUAL TEST - gggggpQ UNIVERSITY ACCOUNT - gggggAG UNIVERSITY ACCOUNT - gggggBTCredit Scores: Displays the score for each bureau, the score model used, and any score improvement opportunities through Credit Assure. Credit Summary: Summarizes …HW Tech100. Xactus is making its mission to transform the mortgage industry by creating easy-to-use, innovative and customizable technologies — and delivering the verifications and credit data ...Step by Step Instructions. Go into the loan and assign a Loan Officer under the "Assignments" section. 2. Go to the "Actions" tab. 3. Click "Send" next to "Credit Report'. 4. To order a new credit report, leave the Request Type as "Order New Report", then click "Send Request". ( PLEASE NOTE : The "Credit Card Information "section to the right ...A soft inquiry does not appear on your credit report and does not affect your score at all. Soft pulls generally occur when you check your credit score or you give someone, like a potential employer, permission to review your credit report. Generally speaking, a soft pull won't result in someone receiving your full credit profile and score.The Tenant Credit Score Card, available with each credit report, also includes a risk assessment module providing a "pass/fail or conditional" rating based on credit and income parameters you establish, as well as: History of default or slow payment; Debt load, existing financial hardships; Limited credit history; Identity theft or ...If you use up your free credit report and want to check again for some reason, you can pay about $20 for each report. Or, you can get a free TransUnion credit report from CreditCards.com. Sample credit report.Oct 5, 2021 · 646-818-9040. [email protected]. Company Contact. Perry Steiner. Chairman and CEO. [email protected]. UniversalCIS, a market-leading, technology-enabled provider of credit data and related origination solutions in the mortgage industry, and Credit Plus, a leading provider of mortgage verifications and business credit reports, today ...CIS Credit Solutions (“CIS”), a credit and technology solutions provider to mortgage originators is pleased to announce its merger with Avantus, LLC (“Avantus”) and Credit Bureau of Connecticut (“CBCT”). Both businesses are technology and service providers in the mortgage industry, and the combination creates a clear market leader ...A letter of explanation for derogatory items on a credit report should explain the circumstances that caused any late payments and why future late payments will not occur, accordin...xactus)( 800-243-01 m suite 100 PA 46952877 TUC/EXP,EQX $17.75 Order Verificatione Equifax pQX Ordered: Released: Reiss Pre-QualificationX XACTUS TEST ACCOUNT 370 Reed Road, suite 100 Broomall, PA 19008 Alan Brown 123-00-4444 C ient Code: Requested By: Loan Number: Borrower 05/02/2023 05/02/2023 Report ID: Repositories: Co-Borrower Matt HolmesCall 1-877-322-8228. You will go through a verification process over the phone. Your credit report will be mailed to you within 15 days. Blind and Visually Impaired Consumers can ask for your free annual credit reports in Braille, Large Print or Audio Formats. Call toll free at 877-322-8228. Provide personal information to validate your identity.I don't think that's gonna change now. $25 credit report fee. My company has been passing the cost onto the borrower for a few months now. Its flowing from FICO. FICO (the company) revenue increase by $67,185,000 (by 9.5%) in fiscal year 2023 over FY 2022 while operating costs increased by only $5.5mm.The LexisNexis® RiskView™ Liens & Judgments Report from Xactus provides technology advancements that improve the accuracy and timeliness of lien and civil verdict data. Xactus' solution can help you maintain your competitive rear without increasing the issue of recalibrating your models.Our personalized collection approach and targeted communication strategy allows us to promptly resolve past due accounts in a seamless, positive and discreet manner. Schedule a Consultation. How We're Different. California License Number: 10568-99. (800) 931-3711. P.O. Box 158, Hartland, MI 48353. Contact Us.As a crucial part of your loan tracking system, Portfolio MonitoringX solution can: Help guard your profits and loans. Mitigate portfolio run-off. Enhance your credit decisioning based on key account data. Monitor delinquencies. Choose between single bureau or tri-bureau monitoring. Receive alerts in real-time or within 24-hours.Over 1,000 banks, credit unions, and mortgage companies trust the BytePro platform to deliver efficiency and scalability in retail, wholesale, and correspondent channels. Contact Byte Software at 800.695.1008, or email [email protected]. www.bytesoftware.com. * Due to the COVID-19 outbreak, the IRS has temporarily stopped processing 4506-T ...PHILADELPHIA, September 13, 2023--Xactus, a leading provider of business data and intelligent insights to the equipment leasing/finance industry, announces it is now offering credit reports from ...Broomall, Pennsylvania-headquartered Xactus, founded in 1928, has over 6,500 clients ranging from the largest bank and non-bank mortgage originators to credit unions and mortgage brokers. Related ...UniversalCIS has over 4,000 clients ranging from the largest bank and non-bank mortgage originators to credit unions and mortgage brokers. UniversalCIS prides itself on the best technology, solutions, and service in the industry. UniversalCIS was created through the merger of Universal Credit Services, CIS Credit Solutions, and Avantus.Xactus's flexibility and adaptability enable lenders who transition to our mortgage credit reporting platform to customize formats based on their customers' wants and needs, placing them in a ...Xactus will not charge you for a Flood Zone Determination if the loan doesn’t close. Get Flood ReportsX through Xactus360 (and Most LOS Platforms) Xactus360, our next gen verifications platform, is all the technology you need to obtain our timely Flood Zone Determinations.#Xactus utilizes innovative #technology that leverages automated data extraction and image indexing through optical document and character recognition, easily allowing for digital presentation and ...Greg Holmes has more than 25 years of mortgage industry experience and joined the company over 15 years ago. He has served in several roles at the company, most recently as CEO of Credit Plus before its merger with Xactus. He was previously Managing Partner, and a National Director of Sales and Marketing. Throughout his tenure, his focus has ...Credit Report AVM Flood Zone Account I All Invoices Account Summary Charges on your pend ng invoice Total Balance Due Current Past Due 30 Days Past Due 60 Days ... xactus>l Advancing the Modern Mortgage . Invoices Report On C) VI C) Single v Specify the Detail Specify the Output Submit . xac us POBox 70784Credit Plus is a leading provider of business owner and business credit reports and a complete ecosystem of business intelligence data that commercial and private money lenders need to reduce risk and improve financial performance. Its business credit report data is verified so lenders can be confident that the data they receive is accurate.in Daily Dose, Headlines, News, Technology March 1, 2022 6,010 Views. UniversalCIS | Credit Plus has announced its new name, Xactus, marking a new beginning for the company. The name change ...Our expertise in the mortgage industry enables us to quickly assess current and future needs, and provide new solutions for a rapidly changing environment. We move mortgage professionals forward. Xactus offers TMC Members discounts on various credit & verification solutions including: Tri-Merge Credit Reports. VOE's & VOD's. Flood …When credit is ordered by the consumer, an email is sent to the email address(es) input in this field, providing the contact information of the consumer and a link to view the credit file. 13. Credit Radar/Assure: if this option is configured for your company, check this box to send the Credit Radar/Assure report directly to the consumer. 14.This is the date of the last report the creditor gave to the credit bureau. 5. Date Opened & DLA Date Opened: The date that the account was originally opened DLA: This is the date of the last recorded activity on the account. 6. High Credit or Limit & Account Types High Credit: This is the highest amount borrowed on this account. This shows ...Change Report Owner Change Report Owner - Admin Access Only 1. From the main page click on change credit report owner 2. A pop up will display 3. Enter your file # and select the user you would like to change the user to whom you would like the file to now belong to and click submit. The file will now be in the possession of the new user and ...Xactus, Broomall, Pennsylvania. 54 likes · 3 talking about this. Xactus is the leading verification innovator for the mortgage industry. The company has over 6,500 clients ranging from the largest...Xactus Credit Inquiry is a sophisticated tool designed to facilitate seamless credit evaluations for businesses and individuals. Unlike traditional credit inquiries, Xactus employs advanced algorithms and data analytics to provide a comprehensive assessment of an individual’s or business’s creditworthiness.Here you can access a variety of videos and how to instructions to help you utilize the tools and support Xactus makes available to you.1. Start by logging into Xactus and opening your borrowers file from the main page. 2. Once in the file, on the right-hand side you will see ADD-ON PRODUCTS. Click the bullet to order Undisclosed Debt Notifications. 3. Complete the required fields and adjust the information as needed. The start date will be the date the credit report was pulled.Universal Credit Services - Now Xactus. Universal Credit Services - Now Xactus is located at 370 Reed Rd #100 in Broomall, Pennsylvania 19008. Universal Credit Services - Now Xactus can be contacted via phone at 888-212-4200 for pricing, hours and directions.Broomall, PA – October 5, 2023 – Xactus, the leading verification innovator for the mortgage industry, announced today that Appraisal FirewallX is capable of fulfilling orders from lenders supporting Fannie Mae property data collection and Freddie Mac’s Property Data Report (PDR). It is connecting mortgage lenders with vetted and trained ...Here you can access a variety of videos and how to instructions to help you utilize the tools and support Xactus makes available to you.The Tenant Credit Score Card, available with each credit report, also includes a risk assessment module providing a “pass/fail or conditional” rating based on credit and income parameters you establish, as well as: History of default or slow payment; Debt load, existing financial hardships; Limited credit history; Identity theft or ...About Xactus Xactus is the leading verification innovator for the mortgage industry. The company has over 6,500 clients ranging from the largest bank and non-bank mortgage originators to credit ...Xactus, formerly Universal Credit, offers the fast, simple way to access tax return transcripts online. Our encrypted, secure website provides a simple to use submittal process and a secure archive to retrieve your reports online 24/7 while protecting your applicant's identity. Save time and money with Xactus' direct connection to the IRS. Call ...A hard credit inquiry was placed by xactus-ucs 0n 1/27/2023. i have no knowledge of this company and have not applied for any mortgage or credit from any one. ... I received notification that ...Importing a previously-pulled Xactus Credit Report into Encompass Note: For importing specific files, you must have the Xactus file number. Open the desired loan file and navigate to the Credit Report equest window. Enter Xactus Username and Password Order Method: Import from website File Number: enter Xactus file number Choose Finish: . View the Credit Report in theA hard credit inquiry was placed by xactus-ucs 0n 1/27/2023. i have no knowledge of this company and have not applied for any mortgage or credit from any one. ... I received notification that ...Xactus is the leading verification innovator for the mortgage industry. The company has over 6,500 clients ranging from the largest bank and non-bank mortgage originators to credit unions and ...Xactus ranked 21 st in the financial services sector Inc. revealed that Xactus is No. 288 on its annual Inc. 5000 list, the most prestigious ranking of the fastest-growing private companies in America. In addition to ranking in the top 300, Xactus is the 21 st... Xactus Acquires MassiveCert. Jul 25, 2022 | Press Release, Archive 2022Customize Report Borrower r Nicke Green 100 Terrace AVE west Haven CT, Equifax 734 Format Co -Borrower Add Cc-Sorrower 742 Scores F CO Summary Details TransUnion 720 33 25 Experian [732 Completed: Completed 07-18-2023, 10:27 37 AM 07-18-2023, 10:30 52 AM Credit ReportX : Available Reports Date 07-18-2022, 07-18-2022. Report TypeYou may opt-out with the nationwide credit bureaus at 1-888-567-8688 (888-5OPTOUT) You have a right to place a security freeze on your credit report which will prohibit a consumer reporting agency from releasing information in your credit report without your express authorization.First, determine if you have recently applied for a mortgage online or completed an application for an apartment. Mortgage companies and landlords will often access your credit through a company who provides credit reports for mortgage or tenant purposes. Multiple inquiries from the same company can happen when you are applying for credit. Here areJul 10, 2020 · Credit Plus Announces Integration with Day 1 Certainty® Services from Fannie Mae. Authorized Report Supplier Integrates Income and Employment Verifications with the DU Validation Service. Salisbury, Md., July 10, 2020 – Credit Plus, a provider of reliable data and verifications for all stages of the mortgage lending process, announced today ...Xactus is a company that provides verification technology to the mortgage industry. It develops Xactus360, a platform that delivers credit reporting, verifications, and settlement services; SharperLending, which offers configurations to enable automated or manual review processes, residential or commercial appraisal ordering, define coverage areas, and manage appraisers; Appraisal Firewall, a ...Feb 27, 2024 · Our Pre-QualificationX soft inquiry report also helps protect your pipeline and costs less than a hard inquiry. However, it is different than Pre-AppX in three important ways. Pre-QualificationX: Does not include trended credit data or allow scoring tools, supplements or other verifications. Cannot be used for the GSEs. Requires written consent.This is the date of the last report the creditor gave to the credit bureau. 5. Date Opened & DLA Date Opened: The date that the account was originally opened DLA: This is the date of the last recorded activity on the account. 6. High Credit or Limit & Account Types High Credit: This is the highest amount borrowed on this account. This shows ...Jason Klein is a principal at Lovell Minnick Partners. He first joined LMP as an Associate in July 2011, rejoined the firm in February 2021 as a Vice President, and was named Principal in 2022. Prior to his return to LMP, Jason was a Vice President on the financial services investment team with Pine Brook Partners, a private equity firm.RiskView™ Liens & Decisions Report; Credit Reporting Answers that are Advance the Modern Mortgage; Build Underwriting Requirements into Credit How Workflow; ... Xactus provides tri-merge credit reports with various assigns and features that can can customized to your workflows.In-Platform Communication - Quickly and efficiently ask a question to the Xactus team directly on the credit file screen or on any open service request. In addition, Xactus360 captures and logs conversations in the files, so anyone accessing the file may check status and recent updates, improving workflow.Explore our comprehensive catalog of tech-forward mortgage solutions, complete with in-depth product descriptions for a thorough exploration of our offerings. With free online mortgage training through Xactus U, mortgage professionals receive the education that enables them to deliver a robust modern mortgage experience.Credit Report Legend 1. ECOA Codes A: Authorized user - A joint account where the borrower is an authorized user, but has no contractual responsibility. I: Individual account - An account solely for this borrower. B: Borrower's account - An account solely for the borrower. C: Co-borrower's account - An account solely for the co-borrower. J: Joint account - An account for which both spouses are ...Xactus. 1,857 followers. 1y Edited. We are excited to introduce Xactus (pronounced "Zact-us"), the leading verifications provider dedicated to advancing delivery of the Modern Mortgage ...March 01, 2022, 11:18 a.m. EST 1 Min Read. When UniversalCIS and Credit Plus merged last October to create the nation's largest trimerge credit report provider, executives at …Explore employer support and available accommodations for people with disabilities. Find out what works well at Xactus from the people who know best. Get the inside scoop on jobs, salaries, top office locations, and CEO insights. Compare pay for popular roles and read about the team's work-life balance.Xactus: Collaborate More in '24. Dec 8, 2023 | Videos. Xactus can help you streamline workflows, manage milestones, boost efficiency, and protect your margins. Collaborate with us in '24! Flag Indicative Words and Make Better Lending Decisions with Appraisal ScorecardX. Nov 9, 2023 | In the News, BlogIssue binding credit offers Bill consumers upfront for credit pulls Pull soft credit inquiry on consumer Can be pulled as a 1, 2 or 3 bureau *Please note: You can’t make a final underwriting decision without pulling a tri-merge hard inquiry with a FICO® score and trended credit data. . Why Use Pre-AppX?1. Perry Steiner. website maker. UniversalCIS | Credit Plus, a verifications provider for the mortgage industry, has changed its name to Xactus. The strategic shift reflects the company’s evolution and the growth it has experienced over the last two years due to the recent mergers of Credit Plus, Universal Credit Services, CIS Credit ...Discover our various product resources that include credit, data solutions, verifications, property solutions, scoring tools, fraud detection/quality control, and tenant solutions.If you see Xactus or Xactus Avantus on your credit report, that company probably provided a background check to a financial institution or another third party. Is Avantus …Credit Plus, the leading verifications provider for the mortgage industry, announced today its new name, Xactus, marking a new beginning for the company. The comprehensive initiative includes the creation of a new logo, website, key messages, and tagline, “Advancing the Modern Mortgage,” which speaks to Xactus’s focus to be an innovative and transformative force in the mortgage industry.After selecting Order, the report will process for a few moments and then you will be returned the the Credit File screen, from which you can view or print the PreQual credit report. XP = Experian TU = TransUnion . EF = Equifax . Click when all request options are completed Complete all required fields How to Order a PreQual Credit ReportCustomize Report Borrower r Nicke Green 100 Terrace AVE west Haven CT, Equifax 734 Format Co -Borrower Add Cc-Sorrower 742 Scores F CO Summary Details TransUnion 720 33 25 Experian [732 Completed: Completed 07-18-2023, 10:27 37 AM 07-18-2023, 10:30 52 AM Credit ReportX : Available Reports Date 07-18-2022, 07-18-2022. Report TypePayNet ® provides data on small and medium-sized businesses through its Credit History Report (CHR) and the Master Score ®. The CHR offers real-time credit ratings, presenting a concise summary ...1. Perry Steiner. website maker. UniversalCIS | Credit Plus, a verifications provider for the mortgage industry, has changed its name to Xactus. The strategic shift reflects the company’s evolution and the growth it has experienced over the last two years due to the recent mergers of Credit Plus, Universal Credit Services, CIS Credit ...Report Within Xactus360 ... If you wish to pay by credit card, please fill in this information as well. When all is complete, please click Submit. 5. This can also be requested from the applicant screen on the left-hand side. PLEASE LET US KNOW IF YOU HAVE ANY QUESTIONS OR CONCERNS AND WE WILL BE HAPPY TO HELP. xactus>l Advancing the Modern ...The Tenant Credit Score Card, available with each credit report, also includes a risk assessment module providing a “pass/fail or conditional” rating based on credit and income parameters you establish, as well as: History of default or slow payment; Debt load, existing financial hardships; Limited credit history; Identity theft or ...Raiz Federal Credit Union uses VerisiteX and thinks it's a phenomenal tool that is easy to read and provides quick, helpful insights. But don't take our word for it. Here's what Rick Pustejovsky, AVP of Real Estate and Business Lending, had to say about the benefits of using this innovative mobile technology:Your credit report can be a big, confusing animal. We've written about how to interpret it, but ReadyForZero reminds us of an often overlooked part of your report: reason codes. Fi...And LexisNexis® RiskView™ Pending & Judgments Report by Xactus provides technology developments so fix the measurement and timeliness of lien and civil judging data. Xactus' solution can assist you maintain your competitive edge without adding the price of recalibrating choose fitting.370 Reed Rd Ste 100, Broomall, PA 19008-4019. Email this Business. BBB File Opened: 7/8/2004. Years in Business: 32. Business Started: 1/1/1992. Business Started Locally:. Prior to his tenure as Xactus' Chief Data Officer, heAbout Xactus Xactus is the leading verification innovator for th August 17, 2022 06:00 AM Eastern Daylight Time. NEW YORK-- ( BUSINESS WIRE )--Inc. revealed that Xactus is No. 288 on its annual Inc. 5000 list, the most prestigious ranking of the fastest-growing ... Xactus Credit Inquiry is a sophisticated tool designed to f March 1, 2022 PROGRESS In Lending. UniversalCIS | Credit Plus, a verifications provider for the mortgage industry, launched its new name, Xactus, marking a new beginning for … We are proud to be the first third-party service provi...
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