You should be good if you're pre-qualified and especially if your score is above 670, but ppl have qualified with lower scores. Starting Score:=11-20-18 EQ: 640 TU: 492 EX: 621 Current Score:=03-02-21 EQ: 657 TU: 682 EX: 689 ... FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks ...Not applicable. 08-17-2019 11:14 AM. (UPDATE SUCCESS - APPROVED!!!) CITI Pre-Qualified for Costco Anywhere Visa. Hello All, I am a new member but long-time reader of these forums. I was recently pre-qualified with a 17.24% variable on the pre-qual site. I have been rebuilding my credit (no derogs/lates just high uti for a long period of time ...Re: Walmart Card Approved (Pre-Qualify Link) Thank you all. For whatever it's worth, after I received the instant approval, at the bottom is stated that the card would arrive in 7-10 days and would need to be activated before it could be used and that I would have to use an alternate method of payment until then and there was a 'Continue ...Citi AAdvantage Platinum Select $23.6k Approval. [. 1. 2. ] by jacetx on 05-17-2024 03:22 PM Latest post on 05-19-2024 02:40 PM by ScenicRouteTo850. 13 Replies 576 Views. 13 Replies. 576 Views.The lowest I saw on Credit Pulls was 1k in 13' and 1.6k in 14'. There were a couple $600 in 07' or 08' for the HSBC store card. My hope is to get the WEMC but you have to apply for the store card first. I was approved for 4000 which seems incredbily low, but upon - 4594773.Previous thread looks like it's now archived. Gonna continue on with a new thread. Feel free to respond to any new links that aren't - 6435323 - 6Re: Capital one prequalify tool. I'm going to guess that your Quicksilver had not yet reported that $2900 balance when you ran the prequalification tool in late November, since then has reported the $2900 balance, but hasn't yet reported again showing the updated $0 balance. 12-22-2021 09:11 AM.I recently used the AmEx prequalify link and to my surprise it was showing 3 offers, the Delta Gold Skymiles, Blue Cash Preferred, and Platinum Card. I find this hard to believe with my FICO 08 scores being 644-647 across different bureaus. Is AmEx just promoting their cards or is the prequalify p...The reason I asked is that Paypal credit by Comenity that is hidden does not send pre-approvals via mail while the one for Synchrony does. And those with Synchrony reports to the credit bureau. If you look closely on the mailer that came through the mail, it will tell you what company is issuing the card if approved. Message 6 of 9. 0 Kudos.Burned Capital One for about 750 and 1000, at least those were the limits on the cards. Chp7 Bankruptcy discharged in December 2016. I have read on here that many people get them even 1 month after discharge, even after burning them. I have tried dozens of times to pre-qualify and never once have ...These prequals could be all they use. YMMV. As that was how it used to be with them. I obtained my NASA CC with a SP. Not sure if anyone has posted this. I stumbled across it, while going through my NASA fcu phone app. Log in to your app and go to the home - 6288514.Re: Chase IHG Premier Pre Approval ** Update**. I was approved for this card. CL $16,000. I just let it sit and it auto approved. 11/13/23 TU 808 EX 800 EQ 806 ---- Discover $35,000/AmEx Delta Plat $30,000/Chase United $26,200/BOA $25,000/Macys AmEx $25,000/Sams Club MC $20,000GM Card $18,000/Chase IHG $16,000/Barclay …Re: CHASE PRE-QUALIFIED. Hello and welcome to the forums! A solid APR is a good indicator of approval. It is always a YMMV situation with any preapproval and is never guaranteed, unfortunately. The reason your APR changed is due to federal prime rate dropping a full percentage point on 3/16; any cards with variable APR just went down a point ...My approval for my Citi Costco stemmed from a pre-qualify. Turned out to be legit. Definitely not a bank of america type situation where everyone gets them. My understanding is that they are pretty solid with pre-quals. Let us know. So I was interested in the Citi DC card and went to Citi's pre qualify page to see if anything came up. The Citi ...Take the myFICO Fitness Challenge Member of the Synchrony Bank giveth then Taketh away April 2020 Club! $86,900 in available credit gone without warning. Newest Account July 8, 2020 -- Last HP October 24, 2020 -- Gardening Goal: August 2022 and reach 0/24 ... Even you get pre-qualified when you goto Dealer they will do their own checks. Talk to ...Pre-Qualified for Synchrony. After being rejected 5 times in the last 5 months, I finally got a foot back in the door wtih Synchrony. When I started my credit re-building process 6 months ago, I was really naive about applying for credit and had I known at the time I was being rejected by the same bank for different cards, I might not have ...Feb 28, 2020 · They are generally quite forgiving, however. I have 3 COs with them. $1736/ $3671 / $2532. I am not sure dates. I think COs are about a year ago. I am going to make settlement and pay them off any way so I can keep my report clean. The pre-approval they gave me is for I think the pre-approval is for Platinum and Quick Silver.I went ahead and did the Capital One Auto Navigator pre-qualification (the dealership where I serviced the car with the blown engine participates). To my surprise given my mediocre scores, they pre-qualified me with APRs ranging from 3.89-5.03%, depending on which vehicle I'm modeling.I guess Navy doesn't want to extend you any more credit at this time. Currently rebuilding as of 04/11/2019. I already have the cash rewards card from NFCU with a CL of $5k. I went ahead and checked the pre qualify site to see if I will be approved - 6108821.Re: CapitalOne prequalify. @Rudy1 wrote: I believe it is because Capital One is more of a subprime lender and they want people with not the best credit scores to be prequalified and for people with good scores to cold app. Yeah. I agree with that — but this is new. They have offered their Savor and Venture cards as prequals before.Table of Contents. Issuers With Credit Cards That Offer Preapproval in 2024. Capital One Cards That Offer Preapproval. Chase Cards That Offer Preapproval. American Express. Citi. Discover. Bank of ...May 5, 2016 · If not then you can move some of your CL from your other card to this card to make it useable if they are unwilling to give you an increase. 866-408-4064. Was shopping on the LL Bean website yesterday morning completely not thinking about credit. When I went to check out a pop-up came up - 4579762.Doesn't say anything about pre-qualified or pre-approved, just apply now. Starting Score: ~670 Current Score:~684 Goal Score: 750 Take the myFICO Fitness Challenge. Message 11 of 18 1 Kudo Reply. Eric958. Established Contributor ... FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered ...Jun 9, 2021 · Chase Prequalify Tool Question. I am interested in applying for the Chase Sapphire Perferred Card. When I use their prequalify tool, I get this message. We are unable to locate any offers for you at this time. This may be because you have opted out of "pre-screened" offers from Chase and other companies or you have recently responded to another ...Prequalification involves a soft credit check, which won't affect your credit score. The process involves the card issuer reviewing some basic information about you and your credit file to see if you're a good fit. Note that some card issuers may use the term "preapproval" instead. Because it's not an official approval, being prequalified for a ...Pre-Qualified for Synchrony. After being rejected 5 times in the last 5 months, I finally got a foot back in the door wtih Synchrony. When I started my credit re-building process 6 months ago, I was really naive about applying for credit and had I known at the time I was being rejected by the same bank for different cards, I might not have ...06-13-2023 06:30 PM. Re: Soft Pull Pre-Qualify Links Part 2. Updated 2/10/2022. We need an updated version of this! Starting Score 12/2018: 521 EX; 553 TU; 508 EQ. Current Score 04/2021: 627 EX; 632 TU; 622 EQ. Goal Score: 700. Take the myFICO Fitness Challenge. Message 71 of 75.If you don't prequalify that doesn't necessarily mean you won't get the card. I didn't prequal on anything at American Express and I apped anyways. Got approved for the BCE And Gold card without issue. I would definitley wait to get your utiliization down to help boslter your credit score and give you the optimal chances of getting approved.Most of the personal loan companies offer pre-approval via Soft-Pull - Didn't add them because otherwise post could be moved to some obscure corner of this platform where it won't help anyone ... But on your topic, LendingClub, Prosper, Rocket Loans, Bestegg, Freedomplus, Upstart, Upgrade, Sofi, M...Nov 29, 2021 · I did the amazon prime visa signature pre-qualification and it came up as pre-qualified. I know it doesn't mean 100% approval , but it did have a APR of 22.24% . 5/24 status : 1/24. I have a checking/savings account with chase - paychecks and deposits regularly go there. Been banking with them for a few months.I would say about a week later, they got an approval from Regional Acceptance Corp. My interest rate was 16%, monthly payments 535.00, for 60 months. Ironically i was able to get the car with no down payment. At the time Ford was offering a 1500.00 rebate, but the dealer was still trying to get a down payment from me.Both had squeaky clean files, mine thinner, theirs thicker. Both scores higher than yours currently (but Chase doesn't use that they have their own score), both incomes (I believe) lower. Both utils lower than yours. The card is supposedly easier UW than the core Chase cards, which you're already in the door with.Re: Truist pre-approval question. I opened my Truist back in July - hard pull with SL and APR shown only after application approval. I am not sure if it has changed since then. Business Cards: Amex Business Plus: 6000 // Amex Business Hilton Honors: 3000 // Amex Delta Gold: 4900 // Amex Business Platinum NPSL POT 5000 // Amex …I've been checking the Chase pre-qualify site weekly for a month. Finally I got the green light, and like FadedIdea, I had 4 offers so I went for it. After bracing myself for a super low limit or even a denial. I received a approval for $3500. My mouth hit the floor, this is my highest so far. I have a card through my CU with a 2000 limit.Dec 23, 2018 · Re: Home Depot PreQualify. I would think you could have two. You can have two of most major cards. It may depend on how long ago you opened your current card though. All of this is speculation though, as I don’t know for sure. Only one way to find out! Discover It: 21.5k. Amex Cash Magnet: 18k. Fidelity Visa: 16.5k.Re: Bank of America do not provide Pre-Approvals. Most prequalification pages from other banks so a soft pull, and if you prequalify, you have a pretty good chance for approval. BoA doesn't do that. Their prequalification page is just a marketing scam and the result doesn't mean anything in terms of your approval chances, as AverageJoesCredit ...Re: Bank of America® Unlimited Cash Rewards Card. Yes, that's it. A hard pull would be a sure thing but even with the valid prequal an approval is not, so your reluctance is understood. (5/2024) FICO 8 (EX) 846 (TU) 850 (EQ) 850. FICO 9 (EX) 850 (TU) 850 (EQ) 850. $1M+ club.Capital One, Chase, Discovery, Citi, BoA, US Bank, and others all have pre-qual pages on their websites, where you can check your offers (all SP). Some of these …Re: Bank of America® Unlimited Cash Rewards Card. Yes, that's it. A hard pull would be a sure thing but even with the valid prequal an approval is not, so your reluctance is understood. (5/2024) FICO 8 (EX) 846 (TU) 850 (EQ) 850. FICO 9 (EX) 850 (TU) 850 (EQ) 850. $1M+ club.Re: Penfed Personal Loan Prequalify Tool. I used the prequalify tool to check rates. I was approved for both 15k and 20 k. On the application tab it says conditinal approval. For those of you that have used the tool is this what you were seeing as well. I'm wondering if this means they are going to require POI.Feb 14, 2019 · Re: Discover prequalify. @CS1974 wrote: Quicksilver $3000 cl quicksilver one $1000 cl and credit one $500 cl. But cards I have now is irrelevant. Discover isn't even a higher society card anyway. Actually the cards we currently have are very much relevant at times. EXP 778 TU790 EQ 752.I was just using it as a reference for the SP application that actually shows you what your offer is with out taking a HP. I wish every credit card had this process. I don't want to know if I'm pre-qualified for a card I want to know if I'm qualified and what my offer is before I move forward with a certain cc.My 341 meeting was today, discharge is expected to be some time in April. So far I'm only showing preapprovals for: CreditKarma: Mission Lane secured Visa Capital One Platinum secured Capital One Quicksilver secured Cash rewards Opensky Secured Credit Visa First Progress Platinum Prestige master...Hi Guys I am looking for opinions Unfortunately I had a chapter 7 bk last year. it was discharged in June. I burned a lot of banks and or car lenders. I did not reaffirm and kept my vehicle. I am looking to give this vehicle back and purchase a much cheaper used vehicle. My question is, are there ...I don't know when this changed, but Regions will now let non-customers see if they have a pre-qual offer for a credit card. Here's the - 5838321Updated May 19, 2024. Chapter 7 bankruptcy is a powerful process that is available to indebted people who cannot manage their financial obligations. It is often called a …A lot of people really like BOA's secured card. That being said i think BOA offers way to many secured cards to people. AMEX PRG NPSL,Lowes $17000,Capital One venture card $12,000,Us Airways mastercard $9500,Fidelity Amex $9000, Discover it $8000, Capital One Venture One $7500, BOA 123 rewards $7500 CSP $6000, Capital One Quicksliver $5500 ...Overstock.com preapproval --- APPROVAL. Congratulations! Your Overstock.com Store Card has been approved for a credit limit of $2500! Your card and a 10% off coupon are ready to use at checkout. I was reading about all this with Overstock and thought I would give it a try. SP and $2500 limit. It was definetly worth the 5 minutes i put into it.I recently used the AmEx prequalify link and to my surprise it was showing 3 offers, the Delta Gold Skymiles, Blue Cash Preferred, and Platinum Card. I find this hard to believe with my FICO 08 scores being 644-647 across different bureaus. Is AmEx just promoting their cards or is the prequalify p...Best Credit Cards to apply for (Pre-Approval Options Only) with 620-640 FICO. Looking to go on a mini spree in a month or two. As of right now: FFCU: $4,000. Captial One QS: $3,000. Credit One Amex: $2,000. MFCU: $1,000 (Secured) FFCU: $500 (Joint) Looking to go after higher CL's and increase my overall available credit limits and more positive ...I just completed a prequalified for discover. I am looking to do a balance transfer and have always wanted in with discover. After I was - 4454300The pre-qualify is pretty much a done deal. Just submit any paperwork they ask for to solidify it. If it expires, you can do it again immediately after, but if something changes negatively in your reports by then, they could deny you. ... FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered ...NASA FCU Pre-Approval. What's going on FICO fam! I've been doing a lot of reading here and just taking some good advice. I was messing around with some pre-approvals and I'm pre-qualified for the Platinum Cash Rewards card with a special lifetime balance transfer APR of 11.9% (not worried about that), purchase APR of 14.99%, and a credit limit ...I randomly checked American Express' prequalify website, and pre-qualified for 3 cards. I applied for one of them, their amex gold card, and was declined. The reason was because of a previous account I had with them, that was included in my chapter 7 bankruptcy. ... FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters ...Citi Pre Qualify. For the first time I get prequealify options in the citi website tool, but only offers me the Citi Double Cash and Simplicity card, But I am interested actually just in the Citi Advantage Platinum Card. At the same time Credit Karma show me Very good approval odds for DC and Simplicity, but Citi Advantage says Fair approval ...Easily check if you are prequalified for a credit card offer from Wells Fargo with no impact to your credit score. Use the credit card finder and apply online.Re: New AmEx Pre-Qualify Tool for Business Cards Nada for me. 1 amex biz revolver and 1 amex personal revolver, both a month and a half old, biz is 1 year old. Message 9 of 37Re: Prequalified for Kohl's but didn't proceed. It grows fast, mine 300 - 1500 in 14 months. i put some spend on it every few months. Something to consider, right now kohls mgmt and cap 1 are in discussions to possibly start a new line of cc's mc/visa cobranded kohls some time in 2023. { BK7 DC 12/2019 } target 1300/ kohls Visa 7000/ discover ...Plenty of people here have reported the prequal page saying they're prequalified for ALL cards (myself included), which is of course quite unlikely. But anyway, besides the FS, all their other cards have the exact same criteria, so feel free to app for whichever one you want most at this time. ... FICO, myFICO, Score Watch, The score lenders ...I spoke to two lenders at the beginning of May and asked to prequalify. My credit scores at the time were 556 EX/576 EQ/590 TU. I've done some disputes/fixes since then and I've been able to raise my EQ to 617. (The others, I can't check obviously - I assume they're higher as well by some amount - d...NFCU PRE-QUALIFIED (ALREADY)! Hello All, I was able to get approved for a nfcu checking/savings account about 2 weeks ago via roomate. I was curious so i think my 2nd or 3rd day after approval I did the pre qual form and as I expected I was only eligible for the secured card. No biggie as i need to work on my credit. (I didn't apply)NFCU Pre-Qualify. So I decided to check the pre-qualify page at NFCU tonight to see if anything had changed recently. When I first applied back on May 21st, it …GM Rewards card Approval. Hi again! This forum continues to be an amazing source of insight and practical know how. A day ago, I had never heard of the GM Rewards card by Goldman Sachs. After searching on something else, I stumbled on a post/thread regarding this card and the prequalify site, so off I went to test my luck.Re: Truist pre-approval question. I opened my Truist back in July - hard pull with SL and APR shown only after application approval. I am not sure if it has changed since then. Business Cards: Amex Business Plus: 6000 // Amex Business Hilton Honors: 3000 // Amex Delta Gold: 4900 // Amex Business Platinum NPSL POT 5000 // Amex Business Gold NPSL ...How reliable are these qualifications? Credit score that they checked was 790 and 789. They ended saying they're not able to prequalify - 6274647 - 2Please add more if i missed any. This is an attempt to help folks rebuild their credit so that you are NOT denied for "Too Many Inquiries". Per response by MOD Remedios below, I have added links. CREDIT CARDS *** FNBO Credit Card - (Experian Fico 9) - Shows prequalified amount and APR - https://ww...Re: Ebay Mastercard Approved! Congrats! Starting Score: 504. July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013. Goal Score: All Scores 760+, Newest goal 800+. Take the myFICO Fitness Challenge. Current scores after adding $81K in CLs and 2 new cars since July 2013. EQ:809 TU 777 EX 790 Now it's just garden time!Background: 800-ish FICO scores, 15% utilization according to Chase, 32-year credit history, only one Chase credit card (IHG Select - Lowered CL from $21K to $15k pro-actively), currently 5/25 until next month, but have also had checking, savings and a student loan in the past with them. Message 8 of 16. 1 Kudo. FinStar.We reviewed U.S. Bank Personal Loans, including cosigners, origination fees, prequalifying, availability, being a customer and more. By clicking "TRY IT", I agree to receive newsle...Cap1 is different than most lenders with regards to that message. Let us know the outcome, pretty sure you might be suprised. Cap1 has no problem with INSTANT DENIALS. I am in the process of rebuilding my credit, with FICO 8 EX 641 / EQ 679 / TU 688. I'm the authorized user on a Chase Freedom card with 10+ - 5375563.adding image that capitalone pre qualify is still there for me. Capital One pre-qualify is still there, but only for their 3 subprime cards. "We only consider your eligibility for three credit cards-QuicksilverOne, Platinum and Secured Mastercard®." ... All FICO ® Score products made available on myFICO.com include a FICO ...I periodically checked US Bank for prequals hoping one would pop up for the Altitude Reserve. But, as of a few days ago the links are no - 5602838Re: Home Depot CC - Pre-Qual. @Anonymous wrote: You're the best! We Couldn't Pre-Qualify You at This Time. Lol. Sorry about no prequalify. I think they mainly pull EQ for this card and I believe you should have about 680 or so for this card, atleast in our experience. EXP 780 EQ 791TU 795. Message 4 of 13.The pre-qualify is pretty much a done deal. Just submit any paperwork they ask for to solidify it. If it expires, you can do it again immediately after, but if something changes negatively in your reports by then, they could deny you. ... FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered ...Re: Home Depot PreQualify. I would think you could have two. You can have two of most major cards. It may depend on how long ago you opened your current card though. All of this is speculation though, as I don’t know for sure. Only one way to find out! Discover It: 21.5k. Amex Cash Magnet: 18k. Fidelity Visa: 16.5k.While it's easy to get sucked into what may sound like a good deal, it's also easy to do your research to ensure that "deal" is the real thing. Here are three common vacation booki...Chase Prequalify "RESPOND" offer I am over 5/24 so I am sure this is a moot point but when I login to Chase and go to my offers it shows me " You may be pre-approved" and login for offers. I see a bunch of cards that say "Apply" but the top one is Freedom Flex and the button states: "Respond"Oct 29, 2020 · Re: FNBO Prequalify -> Approved! Yep, I had the codes and was curious...but not curious enough to use an EX HP (my highest number of them lately) plus I've had a lot of successful approvals lately already this year. Left my EX locked, entered all the data and they immediately tried to HP and were stopped.These 2 credit cards alone are double my previous combined credit limits. 'Less than great' credit caused by my Paypal Credit acount starting to report to the bureaus, resulting in about a 50 point drop which spiked my utilization. Fico 8: Transunion-698; (NFCU used this score) , Equfax-669- (Discover used this one) , Experian-681.Re: How solid is Citibank pre selected offers? @technut74 - the previous pre-qualified tool (predecessor to this one) was a tad bit more accurate (although not 100% guaranteed). Keep in mind, it clearly states "pre-selected to apply" - not pre-approved. So, I would say that if your profile is fairly strong, decent scores, not a whole lot of ...Greetings, my EX is currently at 688, should be over 700 once my statement cuts with less than 9% util down from 45%. When i used the Amex prequalify offer and I view the info about the BCE card it shows an APR of 17.74%, no range. Does that mean it's a direct offer and not a general one? Thanks.You can have a prequalification or preapproval and still be denied. Question I go to Amex preapproval site from time to time. I always get message that No cards are a match for me. I figured I would try - 6299998.Rebuilding since September 2020. who i burned - chase, cap 1, TD bank, Sync, were the biggies. Income 40k. Total utilization around 20 pct depending on my current usage/needs. Ficos in the 680 - 690 range, the 9's slightly higher than the 8's. My vantage scores 708 - 711.I am new to the forums and I want to know if I prequalify for a mortgage...heres my long story. My Transunion 689 09/09/09 equifax 696 07/23/09 and experian 698 07/23/09 I have only 5 accounts on my credit report 1. A BOA CC Paid Never Late (Closed) 2.Car Loan w/a $9,000 balance ...Jun 29, 2021 · NFCU Pre-Qualify. So I decided to check the pre-qualify page at NFCU tonight to see if anything had changed recently. When I first applied back on May 21st, it told me that I only qualified for a secured card. I applied for a regular Go Rewards card anyway and it was approved with just a $700 credit limit.Rebuilding since September 2020. who i burned - chase, cap 1, TD bank, Sync, were the biggies. Income 39k. Total utilization around 20 pct depending on my current usage/needs. Ficos in the 680 - 690 range, the 9's slightly higher than the 8's.NFCU Flagship Rewards Visa Approval. Today I was approved for the NFCU Flagship Rewards Visa Signature with a $12,500SL and 13.49%APR! Sub offer is 1 year Amazon Prime membership and $0AF for first year, $49AF Therafter. Not anything spectacular, but welcome. I had just obtained my membership this morning through the relation of an immediate ...Find out what loans you prequalify for without negatively impacting your credit score. Get prequalified for a Loan or Credit Card today!The CLI is a HP, but they bumped me from $15,300 to $25,000 after a year, so I felt the HP was worth it. I haven't asked for one DW's. Message 4 of 4. Kudo. All forum topics. Previous Topic. Next Topic. Good day to all. So I did the prequalify tool for BBVA and was "prequalified" for $3,600 with a specific APR for the Clear Points - 6350427.. Updated 11/23/2021. Truist [BBT] now has thRe: Car Gurus GLS Pre-approval. A few peopl A few months ago we opened up a Tmobile account who pulled her credit (first pull in quite a while). Chase sent her a preapproval for the Freedom which we just apped for and were approved for $3k instantly. The freedom will be her first rewards card which she'll be utilizing a lot for her business.Greetings, my EX is currently at 688, should be over 700 once my statement cuts with less than 9% util down from 45%. When i used the Amex prequalify offer and I view the info about the BCE card it shows an APR of 17.74%, no range. Does that mean it's a direct offer and not a general one? Thanks. Amex Prequalify Question Greetings, my EX is currently Re: AMEX Pre-Qualified offers. @Remedios sure! based on that profile I personally think from reading this forum that the girl at the bar just winked at you. I tried searching first, but saw mixed answers. When I go to the AMEX pre-qualify page, this is what I get. https://ibb.co/hRWc6YY - 6325066. Re: Prequalified offers at chase. Nothing unusu...
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